Verify real income, identity, and payment capacity before approving.
RepayIQ helps car dealers, condo associations, landlords, property managers, and small lenders understand whether an applicant is real, financially qualified, and able to sustain the requested payment.
No paperwork. No fake pay stubs. No guessing.
The Problem
Businesses approve applicants blind
Pay stubs can be faked. Bank statements can be altered. Traditional credit scores don't reveal cash-flow behavior, overdraft patterns, or whether an applicant can realistically sustain the requested payment.
Every undetected risk signal is a potential default. RepayIQ surfaces what documents hide — before you approve.
applications contain misrepresented income
of first-payment defaults were preventable
Altered pay stub detected
$3,200 avg · irregular deposit pattern
14 low-balance days in 90-day window
3 returned items in last 60 days
Thin-file · < 12 months of history
Requested $1,800 · recommended ≤ $1,200 / mo
How It Works
From request to report — step by step
Step 1 of 4
You send a secure verification link
Paste the applicant's name and phone/email. RepayIQ generates a unique, tamper-proof link in seconds. No setup, no paperwork.
New Verification
RepayIQ
Hi Jordan — tap to verify your income for your application. 🔒
repayiq.ai/v/xK9m2…
Industries