ROI Calculator

How much are defaults costing you?

Adjust the sliders to match your business. See exactly how much RepayIQ saves — and what plan makes sense for your volume.

45%avg default reduction

< 60sper verification

$0setup cost

Your Industry

Monthly Applicants75

10300

Avg Advance / Loan Amount$700

$100$2,000

Current Default / NSF Rate10%

5%50%

Assumes 68% approval rate · RepayIQ reduces defaults by 45% on average · Plan selected automatically based on monthly volume.

Net Monthly Savings

+$333

RepayIQ prevents $1,607/mo in defaults while costing $1,274/mo — a net gain from day one.

Monthly Losses (current)

$3.6k

51 approvals × 10% default rate

Defaults Prevented / mo

$1.6k

45% reduction on average

RepayIQ Cost / mo

$1.3k

Growth plan · 75 verifications

Annual Net Savings

$4.0k

projected 12-month gain

Return on Investment26% ROI

24d

payback

Recommended: Growth Plan — $899/mo

Includes 50 verifications · $15/additional

Start free

No contractsFirst report in minutesCancel any time

Methodology

Savings estimates assume RepayIQ reduces defaults by 45% on average, based on internal analysis of verified cohorts vs. unverified cohorts across EWA, BNPL, and consumer lending portfolios. Individual results vary by industry, approval criteria, and applicant mix. Plan costs reflect current published pricing.

Bank-level encryption

Read-only access

Applicant consent required

No data stored

SOC 2 Ready

See your first ROI in under a minute

No contracts. Your first verification is free. Start verifying today.