RepayIQ
ProductHow It WorksROI CalculatorPricingSelf-CheckFAQ

Product

Intelligence Behind Every Repayment

RepayIQ gives you verified income, affordability analysis, and repayment-risk intelligence — so you can make faster, more confident decisions on every applicant.

Capabilities

Everything you need to verify financial capacity

From basic income verification to full repayment-risk scoring — each capability is available at the plan that fits your workflow.

Available on all plans

Income & Bank Verification

Confirm real deposit income directly from permissioned financial data — no pay stubs, no documents to fake.

  • Verified income estimate
  • Bank account verification
  • Deposit pattern analysis
  • Cash-flow summary
Starter and above

Affordability Analysis

Understand whether an applicant can actually sustain the requested payment before you approve.

  • Affordability analysis
  • Recurring obligations review
  • Spending volatility indicators
  • Cash-flow stress signals
Professional and above

Repayment-Risk Intelligence

The RepayIQ scoring engine evaluates income predictability, liquidity, and risk behavior in one clear score.

  • RepayIQ risk score
  • Fraud indicators
  • Identity verification
  • Risk band (Low → High)
Growth & Enterprise

Team & Multi-Location

Invite team members, assign roles, and organize by location. Built for businesses running multiple offices or branches.

  • Invite team members by email
  • Admin and staff roles
  • Multiple locations support
  • Shared applicant dashboard
Enterprise

API & White-Label

Embed RepayIQ verification directly into your platform with custom scoring models and your own branding.

  • REST API access
  • White-label options
  • Custom scoring models
  • Dedicated account manager

Plans

Pick the depth you need

Start with basic verification and add layers of intelligence as your use case demands.

One-Time

$69 / report

  • No subscription
  • Dashboard included
  • Full RepayIQ report
  • PDF export

Starter

$99 / mo

  • 3 verifications included
  • Overage $29/report
  • Income & affordability
  • RepayIQ score
Most Popular

Professional

$299 / mo

  • 15 verifications included
  • Overage $19/report
  • Full intelligence suite
  • Priority support

Growth

$899 / mo

  • 50 verifications included
  • Overage $15/report
  • Team & multi-location
  • Volume discounts

Enterprise

Custom

  • Unlimited volume
  • Unlimited team members
  • API access
  • White-label

Ready to see RepayIQ in action?

Start free — no setup fees, no contracts. Your first report is minutes away.