RepayIQ
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Pricing

Simple, transparent pricing

RepayIQ is built for both individuals and businesses. Choose the product that fits your situation.

For Individuals

Self-Check

Individual
$39one-time

One verification. You own the report. No subscription.

  • 1 full verification & report
  • Up to 5 payment-capacity scenarios
  • Verified income & affordability
  • Risk score (0–100)
  • PDF download
  • Report valid for 30 days

Ideal for loan, rental, or car purchase applicants

For Businesses
MonthlyAnnualSave 17%

One-Time

$69/ report

No subscription · Pay only for completed reports

  • Dashboard access included
  • Full RepayIQ scoring report
  • Bank verification via Plaid
  • PDF export
  • No monthly commitment

Starter

$99/ mo

3 verifications included · $29/overage

  • 3 verifications/mo included
  • Full RepayIQ score
  • Bank verification via Plaid
  • PDF export
  • Email support
Most Popular

Professional

$299/ mo

15 verifications included · $19/overage

  • 15 verifications/mo included
  • Full RepayIQ score
  • Bank verification via Plaid
  • PDF export
  • Priority support

Growth

$899/ mo

50 verifications included · $15/overage

  • 50 verifications/mo included
  • Full RepayIQ score
  • Bank verification via Plaid
  • PDF export
  • Multi-user team management
  • Multiple locations support
  • Dedicated support

Enterprise

Custom

Custom volume, SLA, and integrations

  • Custom verification volume
  • Unlimited team members
  • Multiple locations support
  • API access
  • White-label options
  • Dedicated account manager
  • Custom SLA

All business plans include RepayIQ scoring, Plaid bank verification, and PDF export. See FAQ →

Bank-level encryption
Read-only access
Applicant consent required
No data stored
SOC 2 Ready
Powered by Plaid

Ready to get started?

Try RepayIQ on your first applicant. No setup fees.